TruStage Outage: What Policyholders Need to Know
Is TruStage shut down? No — but the July 2026 cyberattack left a lot of policyholders confused and scared. What actually happened, what it means for your coverage, and how to avoid the scams that follow every breach.
GuideFinal Expense Insurance: Costs, How It Works, and How to Choose
What burial insurance really costs in 2026, simplified vs. guaranteed issue, how it compares to term and whole life, and the five questions to ask before you buy.
Pricing GuideWhat Final Expense Insurance Costs at 50, 60, 70, and 80
Real 2026 monthly price ranges for final expense insurance at every age — and why the same policy costs more every year you wait.
Consumer GuideNo-Exam Life Insurance: How It Actually Works
No-exam life insurance is real — but there are three very different kinds. How simplified issue, guaranteed issue, and accelerated underwriting differ, and which fits you.
Health & UnderwritingGetting Life Insurance With Diabetes: What Actually Matters
Type 2 and even type 1 diabetics get approved for life insurance every day. What underwriters actually look at, what it costs, and how to avoid overpaying.
Consumer GuideYour Work Life Insurance Has an Expiration Date: The Job
Employer life insurance usually ends when the job does — at exactly the age when replacing it is expensive. What group coverage really provides and the gap to check.
Product ComparisonIUL vs. Whole Life: An Honest Comparison
Indexed universal life offers market-linked growth potential; whole life offers guarantees. Who each one actually fits, the risks IUL sellers gloss over, and how to choose.
How-ToHow to Find a Lost or Forgotten Life Insurance Policy
Billions in life insurance benefits go unclaimed because families can't find policies. The free NAIC locator, where to search, and how to prevent this for your own family.
ComparisonBurial Insurance vs. Prepaying the Funeral Home
Prepaid funeral plans lock in services with one funeral home; burial insurance pays cash your family controls. The real trade-offs, portability problems, and which to choose.
SeniorsLife Insurance After 70: What's Actually Available
Yes, you can get life insurance in your 70s and beyond. The real options — final expense, guaranteed issue, and even term — what they cost, and the traps to skip.